Posts Tagged ‘elisabeth donati’

A long, long time ago, wealth was something those ‘other people’ had and enjoyed. The nonwealthy looked wistfully toward those who bought items of luxury, employed the services of others, enjoyed visits to spas, vacation destinations, etc. Many times the nonwealthy simply went about living their nonwealthy lives wishing and hoping something might be different, but rarely did their financial situations change.

Nowadays, the idea of wealth and creating it is as common place as, well, the air we breathe. It’s insidious. The headlines beckon us each day…

“Learn this trick and $10,000 a month will drop into your checking account.”

“Learn to market on the web and be a millionaire in 6 months!”

“Come to this seminar and you’ll miraculously know how to build your fortune like never before.”

“Watch this video…the experts will show you how!”

womenpullingmoneyWe’re pulled this way and that, as we experience what is commonly referred to as the “shiny object syndrome.” I love that term because practically all of us fall for it at least part of the time. Even me. We WANT to think that someone else has the clue, the answer, the secret, the key. But do they? 

But maybe we’re looking for the wrong key.

And maybe the key is different for women than it is for men. I believe so, and this is why (and these are what I call Genderalizations so if they don’t fit you, it’s OK):

For men, money is the primary way they provide for and protect the ones they love and care for. Money is a way they compete in this world; i.e., I have a bigger gun than you do so I will make a better provider! sort of thing. Money, for men, is tied to success and ego and their natural competiveness.

For women, on the other hand, money is generally looked at as a way to both provide security and take care of others. Because we’re naturally born ‘takercareofers’, money, to women, is the way in which we take care of those we love.

Sometimes the difference between ‘providing for’ and ‘taking care of’ can be fuzzy. Think of it this way: men give money to women who then use that money to buy groceries in order to be able to take care of the feeding, clothing, educating, etc. of the children. It’s subtle, but there is a difference.

Both genders, however, see money as freedom; the freedom to do what they wish to do with their lives. Whether it’s being the best provider, being the best takercareofer or being the best whatever it is you want to do, money buys you the freedom to do those things.

What does money mean to you? Just something to think about…

We’re told the meditate. In meditation we find the answers…or rather the answer find us. Sounds great.

Sit, breath, let your mind clear over and over again, until finally you feel a sense of peace, you’re able to think calmly again and move forward with more of your day and your life.

Meditation

Meditation

Then one day, in the middle of a meditation you begin to laugh as you finally understand that even meditation itself is a distraction from the simply profound, and yet often unacceptable, fact that ultimately it seems we are only here on Earth to make more of us.

We keep, as humans, desperately trying to make heads or tails of our aliveness and work so hard doing our best to justify our existence on this planet. We make things ‘mean’ things, we make things important and have emotion (which I believe we’re pretty much purely made of in the end) so that we ‘feel’ alive in some perverted way.

And yet, the only thing for me, is to remember that ‘in the end, we are all gone’ and that, for me again, the only thing that I can use to ‘justify’ the existence we all question is the emotion of pleasure you can both bring to yourself and to another; the ultimate is that bringing joy to another brings joy to ourselves.

So is meditation the answer? Are the answers in meditation? Sure, if it brings you joy and that in turn brings joy to other…I think that’s a great answer.

Just something to think about…

Each day I get up and do what I do…help kids and adults learn how money works.

Each day when I hear people whining, I hear my Mom say, “If you’re going to whine, go outside.”

We all have the opportunity to take every situation and turn it into a positive experience. There are unlimited opportunities everywhere, if you’re willing to look, if you WANT to look and if you’re willing see.

This video explains why I do what I do and why I know that every person in America can thrive if they want to!

Happy Mother’s Day to all women…for you give birth on a daily basis to new ideas, new ways of thinking, new ways of being, new relationships, new possibilities and new opportunities for yourself and everyone you touch.

Today I invite you to do Mother’s Day differently. Don’t go out and spend money you don’t have. Don’t go out and eat food that you know is unhealthy for you. Don’t do anything out of guilt because the kids want to do something for you.

Take care of yourself today and all days because if you don’t, the birthing will cease and the lack of creativity in your being doesn’t serve you so that you can serve others. And isn’t that one of the things that gives us the most pleasure?

Happy Mother’s Day to you all!

And, if you want to do something for your financial security, go look at Creative Wealth for Women and Celebrating Women and Wealth. Two programs designed to teach women in a creative, nurturing environment with other women looking for powerful education, support and plenty of dark chocolate. Oh, and did I mention fun!

Happy Mother's Day

In any economy, it’s a known fact that there are people who do unscrupulous activities to make money illegally by using other’s people identities. Knowing this, you can take some very basic precautions to minimize your risk for having your identity stolen and used against you.

Here there are…

1. Monitor Your Credit.

Most consumers aren’t even aware that their identities have been stolen…until they go to use their debit cards or other accounts and they are empty or they get a call from a credit card company asking if strange charges are theirs. All of a sudden you realize something is dreadfully wrong and you can spend months or years fixing what the impostor has done to your name, your credit, your buying reputation, etc. 

You can request a free credit file disclosure, also known as a credit report, once every 12 months at www.annualcreditreport.com.  There are other sites offering free credit scores and reports but quite often they are tied to a monthly charge to monitor your report. You don’t need this! Just get your free report from the website above and pay attention to the details.

2. Don’t give out your personal information without a good reason.

Make sure the person who is requesting personal information from you (name, address, zip, phone, etc.) is a reputable person and the reason they want the information is valid.

3. Be careful with your mail.

Using an unsecure mailbox out in the open is a big no-no when it comes to mailing important documents of any kind. Take mail to an official mailbox if you have to and make sure you collect the mail as quickly as possible each day. Another option is to get a PO Box and pick up your mail every 2 or 3 days. 

If you’re going on vacation, put a hold on your mail or have a neighbor or the house-sitter bring it in each day. 

4. Watch what goes into your trash!

Thieves who live on stolen identities gather their information from trash, as well as mail, forms they copy in offices and a lot of other sources. Rule of thumb: shred all documents containing numbers!

5. Only give out your social security number when you absolutely have to!

Your Social Security Number is the single, most prized find for identity thieves! Make sure you protect yours.

Banks may need them to start account. Employers need them to make sure you’re legal and your taxes are allocated correctly. However, you know those medical forms you fill out when you have a new doctor or dentist? They ask for your social security number? Don’t give it to them…you don’t have to. 

Don’t give it out over the phone (giving the last 4 digits is fine…no one can track anything from the last 4), put it in the mail, etc. Just keep it to yourself.

And your social security card should NOT be in your wallet. If it is, get it out right now and put it in a safe! My financial guy taught me this one!

6. Pay attention to billing cycles of credit cards.

Know when your bills usually arrive (make them paperless if you work on the web effectively) and when your billing cycles land so that you know if something goes missing. Call your credit card companies if a bill doesn’t show up on time or a check you send is lost in the mail. Looking at past statements can help you set up a calendar so you know what arrives when.

7. Be cautious when ordering product on the internet.

When you decide to order a product or service online, look for the symbol (a lock) on the bottom right-hand corner of the browser window you are using. If you don’t see it, call the merchant and place the order over the phone. It’s worth the extra few minutes to make sure your information is safe and secure.

8. Delete your personal information from all old computers you’re not using or sell.

How often do we sell or donate old computers without thinking about what personal information may be on that old useless hard drive? It only takes once in the hands of the wrong person to give donating a bad taste in your mouth.

Get in and delete all information, reformat the hard drive if you can and if all else fails, remove the hard drive (they are cheap now) and have a computer professional help you wipe the drive clean. Again, isn’t it worth a few dollars to hire someone to help you keep your personal financial life safe? 

Bottom line, it’s up to you to be diligent with your personal information. Having your identity stolen and used against you is one of the most painful and time-consuming events to recover from. Do whatever you can to prevent it!

Please teach your entire family these common sense steps to protecting their identity!

Breeze Through a Window

Life’s perfect breeze

Just climbed through my open window,

Paying no regard to the screen,

And made love to my senses.

 

OOOOhhh…do it again, I plead silently,

Knowing full well the gratitude I hold for it

And the appreciation that goes through my heart each time it climbs over me,

like a first kiss from a new beau, not caring one way

or another if I’m there to enjoy it.

C’est la vie

Regardless of how you feel about a human being’s ability to ‘channel’ a spirit or master or wisdom from another, if you can watch this video and let the basic concepts permeate your subconscious mind while holding a belief in the basic principles of universal energy, you can’t help but feel invinceable.

Many of us, on a daily basis, feel like life has us by the tail but it is us who are holding ourselves back by our own tails. Let go of your tail and trust and put your energy, your heart, your soul into what you want to create and you will.

How do you think this blog got created in the first place? We decided we wanted to provide a beautiful site for women to come learn about all forms of wealth and here you go. Just for you. Enjoy…

I know that most financial intelligence programs seem to preach not using your credit card. A better question is, HOW to use your credit card so that it benefits YOU?

Most of us use Debit cards that are tied to our checking or savings accounts; and many of us use them online to purchase items over the internet. Even I am guilty of this. And yet, there’s some important information you need to know in order to use these plastic cards wisely.

I want to invite you to watch this short video on why you may want to actually CUT UP your Debit Card and use your Credit Card instead.

I know you may be wondering if I’ve lost my brains, but watch this video first and then decide. Remember, you can only make wise money decisions with wise information.

So, are you cutting? And remember, if you want to eventually take a vacation for free, use a credit card with points and PAY IT OFF every month!

Just something to think about…