Posts Tagged ‘creative wealth’

Are you living the life you want for yourself? If not, do you find yourself saying things like…

• I wish I could live in (a certain type of house).
• I wish I could go on (tropical island of choice).
• I wish I could buy _______ for my family.
• I wish I could go ________ and do ________.

If you find yourself wishing you had things that you can’t seem to afford, it might be that you haven’t  identified the underlying reason for wanting these things. More specifically, you haven’t realized that, in order to begin manifesting or creating the life you really want, you have to know WHY you want the things you want.

There’s something magical that happens when you know (and state) your WHY. Let me give you an example and then a simple activity to start manifesting your dream life immediately (yes, immediately).

Let’s say you love to eat organic foods but you find them expensive so you only buy a limited amount of them on your monthly budget. The ‘why’ behind this want is…

• Because I value my health highly.

This now becomes one of your powerful WHYs. You use a WHYs as a motivator to keep you moving toward your goal, especially when you get tired, overwhelmed, feel lost or helpless. Staying focused on your goal (or goals) helps keep you on the path to that life you keep saying you want for yourself.

Here’s a simple, but profoundly effective, activity to do on a regular basis. Stop right now, get a piece of paper and your favorite pen or pencil. Write on top of the page…WHY I WANT MONEY! You don’t have to have a set amount, but you could do that as a next step. For now, just start getting your WHYs down on paper.

Once you have done this activity (and remember, if you don’t do it, it won’t work), put this piece of paper somewhere you can see it during the day. Also, make it easy to modify and add to. Do NOT type it. Put it in your own handwriting…there’s also something magical about writing by hand.

OK, that’s all for now. Get your Why List started and then watch what unfolds. You’ll be surprised at how things begin to happen. Have fun with this! And keep us posted!

This was sent to me this morning by one of my many ‘internet friends” and I enjoyed it so much I am posting it here for all to read. I have no idea who penned it.

A carrot, an egg, and a cup of coffee…You will never look at a cup of coffee the same way again.

A young woman went to her mother and told her about her life and how things were so hard for her. She did not know how she was going to make it and wanted to give up, She was tired of fighting and struggling. It seemed as one problem was solved, a new one arose.

Her mother took her to the kitchen. She filled three pots with water and placed each on a high
fire. Soon the pots came to boil. In the first she placed carrots, in the second she placed eggs,
and in the last she placed ground coffee beans. She let them sit and boil; without saying a word.

In about twenty minutes she turned off the burners. She fished the carrots out and placed them
in a bowl. She pulled the eggs out and placed them in a bowl. Then she ladled the coffee out and placed it in a bowl. Turning to her daughter, she asked, ‘ Tell me what you see.’

‘Carrots, eggs, and coffee,’ she replied.

Her mother brought her closer and asked her to feel the carrots. She did and noted that they were soft. The mother then asked the daughter to take an egg and break it. After pulling off the shell, she observed the hard boiled egg.

Finally, the mother asked the daughter to sip the coffee. The daughter smiled as she tasted its rich aroma. The daughter then asked, ’What does it mean, mother?’

Her mother explained that each of these objects had faced the same adversity: boiling water.
Each reacted differently.

The carrot went in strong, hard, and unrelenting. However, after being subjected to the boiling water, it softened and became weak.

The egg had been fragile. Its thin outer shell had protected its liquid interior, but after sitting through the boiling water, its inside became hardened.

The ground coffee beans were unique, however. After they were in the boiling water, they had changed the water.

‘Which are you?’ she asked her daughter. ‘When adversity knocks on your door, how do you respond? Are you a carrot, an egg or a coffee bean?

Think of this: Which am I? Am I the carrot that seems strong, but with pain and adversity do I wilt and become soft and lose my strength?

Am I the egg that starts with a malleable heart, but changes with the heat? Did I have a fluid spirit, but after a death, a breakup, a financial hardship or some other trial, have I become hardened and stiff? Does my shell look the same, but on the inside am I bitter and tough with
a stiff spirit and hardened heart?

Or am I like the coffee bean? The bean actually changes the hot water, the very circumstance
that brings the pain. When the water gets hot, it releases the fragrance and flavor. If you are like the bean, when things are at their worst, you get better and change the situation around you.
When the hour is the darkest and trials are their greatest do you elevate yourself to another level? How do you handle adversity? Are you a carrot, an egg or a coffee bean?

May you have enough happiness to make you sweet, enough trials to make you strong, enough sorrow to keep you human and enough hope to make you happy.

The happiest of people don’t necessarily have the best of everything; they just make the most of everything that comes along their way. The brightest future will always be based on a forgotten past; you can’t go forward in life until you let go of your past failures and heartaches.

When you were born, you were crying and everyone around you was smiling.

Live your life so at the end, you’re the one who is smiling and everyone around you is crying.

May we all be COFFEE!!!!!!

If you are one way but you think you should be another way, maybe you should think again.

Many have told me that I needed to focus on one project and get it done first. Others tried to praise me into relaxing, focusing, finishing, doing other things.

Once in a while I would let other people influence what I knew to be true about me…what motivated me, what I enjoyed, what thrilled me, what drove me at my core.

Then I would decide that they didn’t have a clue who I really was…that they were only comparing me to how they thought a person should be.

Well, I have great news. I’m exactly the person I want to be and after reading Tamara Lowe’s new book, Get Motivated, I’m happy to report that I will never again question how I should be.

Tamara talks in the book about her Motivational DNA philosophy. D stands for Drives, N stands for Needs and A stands for awards. Each category has two options:

Drive: You’re either driven to develop Commonality (relationships) or Projects.

Needs: You either need Stability or Variety.

Awards: You either thrive on Internal or External rewards.

I am proud to announce that I am a card carrying PVI. I am motivated by projects, I thrive on variety and I am seriously internally rewarded.

Who knew? I did and I’ve known this (without the explanation and labels, of course) from as young as 13 years old. My mother always said I was happiest wearing a lot of hats and that I loved having projects to do. I was always sewing something or growing something or building something or working on something.

The variety thing? Oh my Gosh. I had one job at Hewlett-Packard one summer on an assembly line where they fill up the ink cartridges. The boss actually told me to stop asking everyone questions about how things were done. I think I lasted less than two weeks before I told her where to put her boring job.

And lastly, I have always been internally motivated. I don’t need others to tell me what a great job I’m doing…I need others to tell me HOW I’m doing, WHAT to tweak, HOW to make what I’m doing better…but I don’t need their praise to keep going. Do I like praise? Of course. I just don’t need it to keep going.

On that note, time to go work on something else.

Get the book. Get motivated, by Tamara Lowe. You’ll love it.

A long, long time ago, wealth was something those ‘other people’ had and enjoyed. The nonwealthy looked wistfully toward those who bought items of luxury, employed the services of others, enjoyed visits to spas, vacation destinations, etc. Many times the nonwealthy simply went about living their nonwealthy lives wishing and hoping something might be different, but rarely did their financial situations change.

Nowadays, the idea of wealth and creating it is as common place as, well, the air we breathe. It’s insidious. The headlines beckon us each day…

“Learn this trick and $10,000 a month will drop into your checking account.”

“Learn to market on the web and be a millionaire in 6 months!”

“Come to this seminar and you’ll miraculously know how to build your fortune like never before.”

“Watch this video…the experts will show you how!”

womenpullingmoneyWe’re pulled this way and that, as we experience what is commonly referred to as the “shiny object syndrome.” I love that term because practically all of us fall for it at least part of the time. Even me. We WANT to think that someone else has the clue, the answer, the secret, the key. But do they? 

But maybe we’re looking for the wrong key.

And maybe the key is different for women than it is for men. I believe so, and this is why (and these are what I call Genderalizations so if they don’t fit you, it’s OK):

For men, money is the primary way they provide for and protect the ones they love and care for. Money is a way they compete in this world; i.e., I have a bigger gun than you do so I will make a better provider! sort of thing. Money, for men, is tied to success and ego and their natural competiveness.

For women, on the other hand, money is generally looked at as a way to both provide security and take care of others. Because we’re naturally born ‘takercareofers’, money, to women, is the way in which we take care of those we love.

Sometimes the difference between ‘providing for’ and ‘taking care of’ can be fuzzy. Think of it this way: men give money to women who then use that money to buy groceries in order to be able to take care of the feeding, clothing, educating, etc. of the children. It’s subtle, but there is a difference.

Both genders, however, see money as freedom; the freedom to do what they wish to do with their lives. Whether it’s being the best provider, being the best takercareofer or being the best whatever it is you want to do, money buys you the freedom to do those things.

What does money mean to you? Just something to think about…

Each day I get up and do what I do…help kids and adults learn how money works.

Each day when I hear people whining, I hear my Mom say, “If you’re going to whine, go outside.”

We all have the opportunity to take every situation and turn it into a positive experience. There are unlimited opportunities everywhere, if you’re willing to look, if you WANT to look and if you’re willing see.

This video explains why I do what I do and why I know that every person in America can thrive if they want to!

Hey, check this out if you want a short snippet of inspiration delivered to your inbox everyday…

Enjoy…

In any economy, it’s a known fact that there are people who do unscrupulous activities to make money illegally by using other’s people identities. Knowing this, you can take some very basic precautions to minimize your risk for having your identity stolen and used against you.

Here there are…

1. Monitor Your Credit.

Most consumers aren’t even aware that their identities have been stolen…until they go to use their debit cards or other accounts and they are empty or they get a call from a credit card company asking if strange charges are theirs. All of a sudden you realize something is dreadfully wrong and you can spend months or years fixing what the impostor has done to your name, your credit, your buying reputation, etc. 

You can request a free credit file disclosure, also known as a credit report, once every 12 months at www.annualcreditreport.com.  There are other sites offering free credit scores and reports but quite often they are tied to a monthly charge to monitor your report. You don’t need this! Just get your free report from the website above and pay attention to the details.

2. Don’t give out your personal information without a good reason.

Make sure the person who is requesting personal information from you (name, address, zip, phone, etc.) is a reputable person and the reason they want the information is valid.

3. Be careful with your mail.

Using an unsecure mailbox out in the open is a big no-no when it comes to mailing important documents of any kind. Take mail to an official mailbox if you have to and make sure you collect the mail as quickly as possible each day. Another option is to get a PO Box and pick up your mail every 2 or 3 days. 

If you’re going on vacation, put a hold on your mail or have a neighbor or the house-sitter bring it in each day. 

4. Watch what goes into your trash!

Thieves who live on stolen identities gather their information from trash, as well as mail, forms they copy in offices and a lot of other sources. Rule of thumb: shred all documents containing numbers!

5. Only give out your social security number when you absolutely have to!

Your Social Security Number is the single, most prized find for identity thieves! Make sure you protect yours.

Banks may need them to start account. Employers need them to make sure you’re legal and your taxes are allocated correctly. However, you know those medical forms you fill out when you have a new doctor or dentist? They ask for your social security number? Don’t give it to them…you don’t have to. 

Don’t give it out over the phone (giving the last 4 digits is fine…no one can track anything from the last 4), put it in the mail, etc. Just keep it to yourself.

And your social security card should NOT be in your wallet. If it is, get it out right now and put it in a safe! My financial guy taught me this one!

6. Pay attention to billing cycles of credit cards.

Know when your bills usually arrive (make them paperless if you work on the web effectively) and when your billing cycles land so that you know if something goes missing. Call your credit card companies if a bill doesn’t show up on time or a check you send is lost in the mail. Looking at past statements can help you set up a calendar so you know what arrives when.

7. Be cautious when ordering product on the internet.

When you decide to order a product or service online, look for the symbol (a lock) on the bottom right-hand corner of the browser window you are using. If you don’t see it, call the merchant and place the order over the phone. It’s worth the extra few minutes to make sure your information is safe and secure.

8. Delete your personal information from all old computers you’re not using or sell.

How often do we sell or donate old computers without thinking about what personal information may be on that old useless hard drive? It only takes once in the hands of the wrong person to give donating a bad taste in your mouth.

Get in and delete all information, reformat the hard drive if you can and if all else fails, remove the hard drive (they are cheap now) and have a computer professional help you wipe the drive clean. Again, isn’t it worth a few dollars to hire someone to help you keep your personal financial life safe? 

Bottom line, it’s up to you to be diligent with your personal information. Having your identity stolen and used against you is one of the most painful and time-consuming events to recover from. Do whatever you can to prevent it!

Please teach your entire family these common sense steps to protecting their identity!

Regardless of how you feel about a human being’s ability to ‘channel’ a spirit or master or wisdom from another, if you can watch this video and let the basic concepts permeate your subconscious mind while holding a belief in the basic principles of universal energy, you can’t help but feel invinceable.

Many of us, on a daily basis, feel like life has us by the tail but it is us who are holding ourselves back by our own tails. Let go of your tail and trust and put your energy, your heart, your soul into what you want to create and you will.

How do you think this blog got created in the first place? We decided we wanted to provide a beautiful site for women to come learn about all forms of wealth and here you go. Just for you. Enjoy…

I know that most financial intelligence programs seem to preach not using your credit card. A better question is, HOW to use your credit card so that it benefits YOU?

Most of us use Debit cards that are tied to our checking or savings accounts; and many of us use them online to purchase items over the internet. Even I am guilty of this. And yet, there’s some important information you need to know in order to use these plastic cards wisely.

I want to invite you to watch this short video on why you may want to actually CUT UP your Debit Card and use your Credit Card instead.

I know you may be wondering if I’ve lost my brains, but watch this video first and then decide. Remember, you can only make wise money decisions with wise information.

So, are you cutting? And remember, if you want to eventually take a vacation for free, use a credit card with points and PAY IT OFF every month!

Just something to think about…